[{"data":1,"prerenderedAt":86},["ShallowReactive",2],{"eligibility-data":3},{"id":4,"title":5,"body":6,"description":12,"eligibilityProfiles":17,"extension":64,"hero":65,"meta":70,"navigation":71,"notRequired":72,"path":77,"qualifyItems":78,"seo":83,"stem":84,"__hash__":85},"eligibility\u002Feligibility.md","Eligibility",{"type":7,"value":8,"toc":13},"minimark",[9],[10,11,12],"p",{},"\u002F",{"title":14,"searchDepth":15,"depth":15,"links":16},"",2,[],{"eligibilityPageProfiles":18,"medicaidGapProfiles":54},[19,34,44],{"label":20,"icon":21,"headline":22,"body":23,"resolution":31,"ctaLabel":32,"ctaTo":33},"The Medicaid Denial","i-lucide-x-circle","You have savings. Medicaid said no.",[24,30],{"You — or your spouse — applied for Medicaid long-term care coverage and were told you have too many assets":25},{" Maybe $150,000 in savings":26},{" Maybe $300,000":27},{" You don't feel wealthy":28},{" You feel trapped":29},"too much to qualify for help, not enough to feel secure about the years of care ahead.","You're probably searching terms like 'Medicaid denied too many assets' or 'how to qualify for Medicaid with savings.' You've found the right place. A properly structured plan — one that puts your home equity to work while addressing Medicaid's asset requirements — often changes that picture within 60 to 90 days.","There's a compliant, established path through the asset gap.","Yes, I'm caught in this gap","\u002Fcontact?situation=medicaid-denied",{"label":35,"icon":36,"headline":37,"body":38,"resolution":41,"ctaLabel":42,"ctaTo":43},"The Sticker Shock","i-lucide-trending-up","You priced out home care. The number stopped you cold.",[39,40],"You called a few agencies. You heard $6,000 a month. Maybe $8,000. You did the math and realized that at that rate, your savings run out in five to eight years. You're not low-income. You're not wealthy. You're caught in the gap between what Medicaid will fund and what you can afford to self-fund for the rest of your life.","Most families in this position don't realize their home — often owned free and clear, or nearly so — is the answer the agencies didn't mention. Home equity can fund years of professional in-home care without touching a dollar of savings or retirement accounts.","Your home equity may be the answer the agencies didn't price.","Yes, the math doesn't add up for us","\u002Fcontact?situation=home-care-cost",{"label":45,"icon":46,"headline":47,"body":48,"resolution":51,"ctaLabel":52,"ctaTo":53},"The Diagnosis Moment","i-lucide-heart","A diagnosis just changed everything.",[49,50],"A parent or spouse was just diagnosed with dementia, Parkinson's, or another progressive condition. You're researching urgently — often from out of state, often late at night. You need someone competent to take over the complexity before the next crisis forces a decision you're not ready to make.","The window to build a real plan — one that protects the home, addresses care funding, and accounts for Medicaid eligibility — is right now, before the situation becomes an emergency. We help families build that plan.","We help families build a care plan before the next crisis forces one.","Yes, we need a plan — now","\u002Fcontact?situation=dementia-care",[55,59],{"label":20,"icon":21,"body":56,"resolution":57,"ctaLabel":58,"ctaTo":33},"You applied for Medicaid and were told you have too many assets. Now you're paying out of pocket and watching your savings shrink.","That's exactly the situation a properly structured plan was built for.","Yes, I've been denied — let's talk",{"label":60,"icon":36,"body":61,"resolution":62,"ctaLabel":63,"ctaTo":33},"The Savings Concern","Your parent has $200,000 in savings and a home they own. They need care, but Medicaid says no. You're doing the math and it doesn't work.","You're not out of options. You're out of the options you know about.","Help us find the options we're missing","md",{"headline":66,"description":67,"eyebrow":68,"eyebrowIcon":69},"See If This Sounds Like You.","Equity Life Care was built for a specific type of person — a senior or adult child who has hit a wall and is looking for a way through. Read the three situations below and see if you recognize yourself.","Am I Eligible?","i-lucide-compass",{},true,[73,74,75,76],"Perfect credit score","Monthly income verification","Ability to pay out-of-pocket","A fully mortgage-free home","\u002Feligibility",[79,80,81,82],"You or a loved one owns a home (primary residence)","You or your spouse are 62 years of age or older","You or a loved one needs in-home care or assistance","The home has meaningful equity — owned free and clear, or close to it",{"title":5,"description":12},"eligibility","LE_mJPIoktx6b7vTGJt3xaCsIIYcTzXhCIOqMxp8E7s",1780330529453]